/* === Reabilita Crédito === */
:root{
  --blue:#1E3A8A;
  --blue-2:#3B82F6;
  --green:#22C55E;
  --green-2:#16A34A;
  --bg:#F8FAFC;
  --fg:#0F172A;
  --muted:#64748B;
  --card:#FFFFFF;
  --border:#E2E8F0;
  --grad-brand:linear-gradient(135deg,#1E3A8A,#3B82F6 55%,#22C55E);
  --grad-cta:linear-gradient(135deg,#3B82F6,#22C55E);
  --shadow:0 10px 30px -12px rgba(30,58,138,.18);
  --shadow-lg:0 22px 60px -22px rgba(59,130,246,.45);
  --radius:18px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{font-family:'Inter',system-ui,sans-serif;background:var(--bg);color:var(--fg);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.container.narrow{max-width:760px}
.t-blue{color:var(--blue)}.t-green{color:var(--green)}
.grad{background:var(--grad-brand);-webkit-background-clip:text;background-clip:text;color:transparent}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--blue)}
.center{text-align:center}
.head{text-align:center;max-width:680px;margin:0 auto 56px}
.head h2{font-size:clamp(28px,4vw,46px);font-weight:800;line-height:1.1;margin-top:10px;letter-spacing:-.02em}
.head .sub{margin-top:14px;color:var(--muted);font-size:18px}
.section{padding:90px 0}
.bg-soft{background:#F1F5F9}

/* Header */
.header{position:fixed;top:0;left:0;right:0;z-index:50;transition:background .3s,box-shadow .3s,backdrop-filter .3s}
.header.scrolled{background:rgba(255,255,255,.85);backdrop-filter:blur(12px);box-shadow:var(--shadow)}
.nav{display:flex;align-items:center;justify-content:space-between;height:80px;gap:18px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:18px}
.brand img{width:46px;height:46px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 2px rgba(30,58,138,.15)}
.brand.light{color:#fff}
.nav-links{display:flex;gap:28px}
.nav-links a{font-weight:500;font-size:14px;color:rgba(15,23,42,.75);transition:color .2s}
.nav-links a:hover{color:var(--blue)}
.menu-btn{display:none;background:none;border:0;font-size:26px;cursor:pointer;color:var(--fg)}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:999px;font-weight:600;font-size:14px;cursor:pointer;border:0;transition:transform .2s,box-shadow .2s,background .2s}
.btn-cta{background:var(--grad-cta);color:#fff;box-shadow:var(--shadow)}
.btn-cta:hover{transform:translateY(-2px) scale(1.02);box-shadow:var(--shadow-lg)}
.btn-green{background:var(--green);color:#fff;font-weight:700}
.btn-green:hover{background:var(--green-2);transform:translateY(-2px)}
.btn-outline{background:#fff;border:1px solid var(--border);color:var(--fg)}
.btn-outline:hover{border-color:var(--blue-2)}
.btn-lg{padding:16px 28px;font-size:15px}
.btn svg{width:16px;height:16px}

/* Hero */
.hero{position:relative;padding:140px 0 90px;overflow:hidden}
.hero-bg{position:absolute;inset:0;z-index:-1;background:linear-gradient(135deg,rgba(59,130,246,.06),transparent 50%,rgba(34,197,94,.07))}
.hero-bg::before,.hero-bg::after{content:"";position:absolute;width:480px;height:480px;border-radius:50%;filter:blur(80px)}
.hero-bg::before{background:rgba(59,130,246,.18);top:-150px;right:-100px}
.hero-bg::after{background:rgba(34,197,94,.18);bottom:-150px;left:-100px}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:8px;padding:7px 16px;border-radius:999px;background:rgba(34,197,94,.1);border:1px solid rgba(34,197,94,.3);font-size:12px;font-weight:600;margin-bottom:24px}
.dot{width:8px;height:8px;border-radius:50%;background:var(--green)}
.hero h1{font-size:clamp(34px,5vw,60px);font-weight:800;line-height:1.05;letter-spacing:-.025em}
.lead{margin-top:22px;font-size:18px;color:var(--muted);max-width:560px}
.cta-row{margin-top:30px;display:flex;flex-wrap:wrap;gap:12px}
.trust{margin-top:28px;display:flex;flex-wrap:wrap;gap:22px;font-size:14px;color:var(--muted);align-items:center}
.trust .stars{color:#F59E0B;letter-spacing:2px}
.trust .stars strong{color:var(--fg);margin-left:6px;letter-spacing:0}

.hero-image{position:relative}
.hero-image .blob{position:absolute;inset:-24px;background:var(--grad-brand);opacity:.18;filter:blur(40px);border-radius:32px}
.hero-image img{position:relative;width:100%;height:480px;object-fit:cover;border-radius:32px;box-shadow:var(--shadow-lg);border:1px solid rgba(0,0,0,.04)}
.float-card{position:absolute;background:#fff;border-radius:18px;padding:14px 16px;display:flex;align-items:center;gap:12px;box-shadow:var(--shadow);animation:float 6s ease-in-out infinite;border:1px solid var(--border)}
.float-card small{display:block;font-size:11px;color:var(--muted)}
.float-card strong{display:block;font-weight:700;font-size:14px}
.fc-1{top:40px;left:-20px}
.fc-2{bottom:40px;right:-20px;animation-delay:1.5s}
.ico{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700}
.ico.green{background:rgba(34,197,94,.15);color:var(--green-2)}
.ico.blue{background:rgba(59,130,246,.15);color:var(--blue)}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

/* Partners */
.partners{padding:48px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:rgba(255,255,255,.6)}
.partner-row{margin-top:24px;display:flex;flex-wrap:wrap;justify-content:center;gap:18px 40px}
.partner-row span{font-size:22px;font-weight:800;color:rgba(15,23,42,.35);transition:color .2s}
.partner-row span:hover{color:var(--blue)}

/* Grids */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:26px;transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(59,130,246,.3)}
.card h3{margin:18px 0 8px;font-size:18px;font-weight:700}
.card p{color:var(--muted);font-size:14.5px}
.card-ico{width:54px;height:54px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:24px;color:#fff}
.card-ico.cta{background:var(--grad-cta);box-shadow:var(--shadow)}
.card-ico.blue-soft{background:rgba(59,130,246,.12);color:var(--blue)}
.card-ico.green-soft{background:rgba(34,197,94,.15);color:var(--green-2)}

.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.why-grid h2{font-size:clamp(28px,4vw,44px);font-weight:800;line-height:1.1;margin-top:10px}
.why-grid .sub{margin-top:14px;color:var(--muted);font-size:18px}

/* Stats */
.stats{padding:80px 0;background:var(--grad-brand);color:#fff;position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 30%,rgba(255,255,255,.18),transparent 40%),radial-gradient(circle at 80% 70%,rgba(255,255,255,.12),transparent 40%)}
.stats-grid{position:relative;text-align:center}
.stats .num{font-size:clamp(34px,4vw,52px);font-weight:800;letter-spacing:-.02em}
.stats p:last-child{margin-top:6px;color:rgba(255,255,255,.85);font-size:15px}

/* Testimonials cards (built by JS) */
.t-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px}
.t-stars{color:#F59E0B;letter-spacing:3px;margin-bottom:14px}
.t-quote{color:rgba(15,23,42,.9)}
.t-foot{margin-top:18px;display:flex;align-items:center;gap:12px}
.t-avatar{width:42px;height:42px;border-radius:50%;background:var(--grad-cta);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.t-name{font-weight:600;font-size:14px}
.t-city{font-size:12px;color:var(--muted)}

/* FAQ */
.faq{display:flex;flex-direction:column;gap:12px}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:18px;overflow:hidden}
.faq-q{width:100%;text-align:left;padding:18px 20px;font-weight:600;background:none;border:0;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;font-size:15.5px;font-family:inherit;color:inherit}
.faq-q:hover{background:#F8FAFC}
.faq-q .chev{color:var(--blue);transition:transform .3s;font-size:18px}
.faq-item.open .chev{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--muted);padding:0 20px}
.faq-item.open .faq-a{max-height:300px;padding-bottom:18px}

/* CTA banner */
.cta-banner{position:relative;border-radius:32px;overflow:hidden;box-shadow:var(--shadow-lg);background:linear-gradient(135deg,rgba(30,58,138,.95),rgba(30,58,138,.6)),url('assets/family.jpg') center/cover;color:#fff;padding:60px;display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.cta-content h2{font-size:clamp(26px,3.5vw,42px);font-weight:800;line-height:1.15}
.cta-content p{margin:14px 0 24px;color:rgba(255,255,255,.88);font-size:17px}
.cta-card{background:rgba(255,255,255,.12);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.22);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:12px}
.cta-card h3{font-size:20px;margin-bottom:6px}
.cta-card a{display:flex;align-items:center;gap:10px;font-size:14.5px;transition:color .2s}
.cta-card a:hover{color:var(--green)}
.cta-card small{color:rgba(255,255,255,.7);margin-top:8px;font-size:12px}

/* Footer */
.footer{background:#0F172A;color:rgba(255,255,255,.78);padding:64px 0 24px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
.footer h4{color:#fff;margin-bottom:14px;font-size:15px}
.footer ul{list-style:none;display:flex;flex-direction:column;gap:8px;font-size:14px}
.footer a:hover{color:var(--green)}
.footer p{font-size:14px;margin-top:14px;max-width:420px;color:rgba(255,255,255,.65)}
.copyright{margin-top:40px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:12px;color:rgba(255,255,255,.55)}

/* Floating WhatsApp */
.float-wa{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-size:26px;box-shadow:0 10px 30px rgba(34,197,94,.5);z-index:60;animation:pulse 2s infinite;transition:transform .2s}
.float-wa:hover{transform:scale(1.08)}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(34,197,94,.6)}70%{box-shadow:0 0 0 20px rgba(34,197,94,0)}100%{box-shadow:0 0 0 0 rgba(34,197,94,0)}}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s ease-out,transform .8s ease-out}
.reveal.visible{opacity:1;transform:translateY(0)}

/* Responsive */
@media (max-width:960px){
  .nav-links{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;flex-direction:column;padding:18px 20px;gap:14px;box-shadow:var(--shadow);border-top:1px solid var(--border)}
  .nav-links.open{display:flex}
  .menu-btn{display:block}
  .hide-mobile{display:none}
  .hero{padding:120px 0 60px}
  .hero-grid{grid-template-columns:1fr;gap:50px}
  .hero-image img{height:380px}
  .why-grid{grid-template-columns:1fr;gap:40px}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .cta-banner{grid-template-columns:1fr;padding:40px 30px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
}
@media (max-width:560px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .float-card{padding:10px 12px}
  .fc-1{left:0}.fc-2{right:0}
  .section{padding:64px 0}
}